Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
I'VE GOT YOU COVERED
Explore the plans I offer. Let me be the resource that you depend on year after year for help with your insurance needs.
Short-Term Health Insurance
Outside of the individual market’s annual open enrollment period a short-term health insurance policy might be your best option, especially without a qualifying event.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Medicare Supplements
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.
Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Annuity Products
Annuities typically offer tax-deferred earning and may include a death benefit that will pay your beneficiary a guaranteed* minimum amount, such as your total purchase payments.
Long-Term Care
Long-Term Care (LTC) refers to extended care or services for people with disabilities or long-term illnesses.
Final Expense Insurance
Burial insurance or final expense insurance is a basic life insurance policy that covers people until they reach the age 100.
Cancer Insurance
The total financial impact of cancer includes direct and indirect costs that can have a long lasting impact on you and your family.
Critical Illness
Critical Illness insurance can become an important strategy to help close this growing health costs financial exposure.
Accident Insurance
Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills..
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
ABOUT MELANIE ROGERS
Your Trusted Insurance Professional
A lifelong Fort Myers resident, Melanie brings a strong background in insurance, business, and customer service. She holds a Bachelor of Science in Management and Supervision and has run her own business since 1997. After coordinating insurance for a large ophthalmology practice early in her career, she transitioned into accounting and later returned to the insurance field, earning her insurance license in 2018.
Over the next decade, she worked with a major insurance company, where she earned recognition as Rookie of the Year, Top Agent on the Southwest Florida coast, and led an award-winning district team. In 2024, she shifted her focus to Medicare and joined Welborn Insurance Agency.
Treating every Medicare client like family, she emphasizes education and personalized support. Understanding how overwhelming Medicare can be, she helps clients navigate their options with clarity and confidence. Her service-first approach often means recommending no changes when a client's current plan remains the best fit, reinforcing her commitment to trust and long-term relationships.
A proud mom to Kaitlyn, Courtney, and Tucker, Melanie is also a devoted dog lover. She shares her home with her Golden Retriever, Brady, and is happily obsessed with her four grand-dogs. In her free time, she enjoys planning travel adventures, exploring National Parks, and connecting with the community at Medicare tables in doctors' offices and gyms, always greeting others with her warm smile and friendly personality.