Blog | Welborn Insurance Agency

Blog

Health Insurance After a Job Loss: How to Find the Right Coverage Fast

Losing a job is stressful enough without having to decode your health insurance options at the same time. The good news is that you have real...

Your Health Insurance Claim Got Denied. Now What?

It’s like a punch in the gut. You visit a specialist or have a medical procedure done only to find your health insurer has denied your claim in a...

What Is Medicare, Really? A Plain-Language Breakdown for Anyone Approaching 65

If you are getting close to age 65, you have probably heard the word Medicare more times than you can count. But for something so widely mentioned,...

Healthcare Sharing Ministries vs. Health Insurance: What’s the Difference?

In the search for affordable healthcare, some Americans are turning away from traditional health insurance and exploring alternative models like...

Private Health Insurance vs. Marketplace Plans: How to Know Which One Is Right for You

When shopping for health insurance, many people automatically turn to the ACA Marketplace (also called the exchange) without realizing that...

The “Free Preventive Care” Myth: What’s Actually $0, and What Still Costs You

One of the most commonly misunderstood benefits in health insurance is “free preventive care.” Many people schedule their annual physical believing...

Deductible vs Out-of-Pocket Max: Two Numbers People Confuse (and the Impact on Real Bills)

When it comes to health insurance, two of the most misunderstood terms are often deductible and out-of-pocket maximum. Many people think they’re...

Prescription Gotchas: Prior Authorization, Step Therapy, and Formulary Changes

You’ve been taking the same medication for years. Your doctor refills it. You head to the pharmacy only to hear: “It’s been denied.” What gives?...

Health Insurance and Your Income Taxes

Health insurance is first and foremost a financial safety net. Yet, it can also play a meaningful role in lowering your tax bill. But the rules on...

Why Dental Isn’t Covered by Health Insurance Plans (And Why That Matters)

When most people sign up for health insurance, they’re surprised, and often frustrated, to learn that dental coverage isn’t included. Despite the...

What to Know About Medicare’s New WISeR Model: Aiming for Smarter Spending, Not Less Care

Earlier this year, the Centers for Medicare & Medicaid Services (CMS) announced the launch of a pilot program designed to reduce wasteful and...

Which Medicare Option Works Best for Snowbirds?

For retirees who split their time between states, commonly known as “snowbirds,” having the right Medicare coverage is about more than just...

Your Spouse Isn’t Eligible for Medicare Yet—Now What?

It’s a surprisingly common dilemma: one spouse turns 65 and becomes eligible for Medicare, while the other is still too young to enroll. This age...

The Overlooked Connection Between Dental Visits and Overall Health

When it comes to staying healthy, most people think about their annual physicals, lab work, or even watching their diet and getting enough sleep....

Coverage for College Students: Are They Still Protected Under Your Plan?

As a parent, sending your child off to college means you're already thinking about tuition, dorms, textbooks, and meal plans. But what about their...

1 2 3 4 5 6